Retirement & Wealth Tools

Compound interest, retirement planning, FIRE, savings goals, and net worth calculators.

Calculate

Principal

Monthly Contribution

Annual Return %

Years

Current Age

Retirement Age

Current Savings

Monthly Contribution

Desired Annual Income

Annual Expenses

Current Net Worth

Annual Savings

Goal Amount

Current Savings

Monthly Contribution

Total Assets

Total Liabilities

Results

Calculating...

Final Balance

Total Contributions

wealth.total_interest

Projected Balance

wealth.on_track

wealth.income_gap

FIRE Number

Years to FIRE

wealth.gap_to_fire

Months to Goal

Final Balance

Net Worth

Retirement & Wealth Tools Guide

Compound Interest

Shows how principal, monthly contributions, and compounded interest grow over time. Time in market and savings rate are the biggest drivers.

Retirement Calculator

Estimates whether your current savings rate can support desired annual income using the 4% rule on projected balance at retirement.

FIRE & Savings Goals

FIRE calculates wealth needed (25× annual expenses) and years to reach it. Savings Goal estimates months to hit a specific target.

Frequently Asked Questions

Suggests withdrawing 4% of retirement portfolio annually for long-term sustainability. It is a guideline, not a guarantee.

7% annual is a conservative long-term assumption for diversified portfolios. Adjust for your risk tolerance.

Projections are nominal. For real purchasing power, consider reducing return rate by 2-3 points.

Related Tools

Disclaimer: Results are estimates for educational purposes only and do not constitute tax, legal, or financial advice. Actual amounts may vary. Consult a qualified professional before making decisions.