Salary Growth Simulator

How the Salary Growth Simulator Works

Gross and Net Income Projection

This simulator models your salary year over year by compounding an annual raise on gross pay. Each year, federal, state, and FICA taxes are recalculated using the selected state.

You will see the gap between nominal growth and real after-tax income adjusted for inflation. This helps you plan promotions, state moves, and salary negotiations with concrete numbers.

Inflation and Purchasing Power

A 3% annual raise does not equal 3% more purchasing power when inflation runs at 2.5%. The real net income chart shows what you actually keep after taxes and inflation erosion.

Use this context before accepting a job offer or evaluating whether your employer is keeping compensation aligned with the market.

Best Practices

Pair this simulator with the Promotion Impact Calculator if you are changing role and state at the same time. For long-term wealth projections, use the Career Wealth Projection tool.